Commercial Hard Money Lenders in California

Looking for a California commercial hard money loan? California Hard Money Direct is a commercial hard money lender that offers pre-approvals in just 12 to 24 hours with hard money typically funded within 7 to 9 days.

Let California Hard Money Direct Fund Your Commercial Hard Money Loan
  • We're a direct lender, not a broker
  • Quick pre-approvals typically within 24 hours
  • Average funding times of 7 to 9 days
  • Can fund loans up to $20 million
  • Corporations, LLCs and Foreign Nationals OK

Hard Money Loan Request

An associate will contact you to review the loan scenario and provide a quote.

Commercial Hard Money Loans in California

We can close your California commercial loan fast!

California Hard Money Direct provides funding for commercial loans almost anywhere in California. Loan amounts up to $20 million. As a direct lender, we can typically issue a preapproval letter within 12 hours and fully form your deal within 7 – 9 days. Because we are a direct commercial hard money lender, our underwriting process is handled in-house making our service quick and easy.

At California Hard Money Direct, we understand the idiosyncrasies of financing commercial projects. Our online reputation for delivering results rather than just promises is a direct result of underwriting files in-house. As a direct lender with no middleman to worry about, the end result is speed, efficiency, and closing loans on time.

Lending Specifications
LENDING AREAS
Almost anywhere in California
CLOSING TIME
Typically 7 to 9 days
LOAN SIZE
$50,000 to $20,000,000
LOAN TERM
3 to 24 months
INTEREST RATES
8.5% to 10.5%
ORIGINATION FEES
1 to 4 points based on many factors. Call for a quote.
AMORTIZATION
Interest-only payments
LIEN POSITION
1st & 2nd

Commercial Property Types We Fund

  • Mixed-Use
  • Office
  • Retail
  • Industrial

Commercial Hard Money Loans in California

Looking to purchase a commercial property? Consider a hard money commercial loan

At California Hard Money Direct, we can help you purchase a commercial property almost anywhere in California, with commercial loan amounts from $50,000 to $20,000,000.

Read what other borrowers have to say about working with our California commercial hard money lenders

Lending throughout California, a reliable commercial loan lender

Stephen Renton

Judy rocks. Professional, informative and delivers. 5* recommended.

Ron Scott

Judy, was fantastic in getting my loan closed! I had a difficult situation with a number of extenuating circumstances, but she never gave up and persevered. And on top of everything else, we had to deal with COVID-19! If you have an easy situation she’ll get your loan closed in no time at all. But if you have a difficult situation, she’s the one to turn to!

Dario F.

Judy was a pleasure to work with from the first phone call. She is honest and tells you exactly how the loan process works and fees involved. I also liked the fact that I never felt pressured in any way and she offered me the best interest rate. From the first call to closing took about 3 weeks because of Christmas and New Years holidays. I definitely recommend using her if you’re looking for a hard money loan. Thumbs up!

Fast approvals on hard money commercial loans with California Hard Money Direct