Seeking a Multi-Family Loan in California?

If you need to close fast on a multi-family property, fill out our loan application or consult with one of our representatives today. California Hard Money Direct provides multi-family loans with pre-approvals in 12 to 24 hours and subsequent funding typically within 7 to 9 days.

  • We are a direct lender, not a broker
  • Pre-approval in 12 to 24 hours
  • Typically funding times in 7 to 9 days
  • Loan amounts up to $20 million
  • Foreign Nationals OK
  • Corporations OK
  • LLCs OK

Hard Money Loan Request

If you prefer to email us, fill out the form below and an associate will contact you to review the loan scenario and provide a quote.

California Multi-Family Loans and Investment Property Loans

Multi-family properties specifically located in heavily populated counties are highly sought after by investors. We foresee the demand continuing because the need for rentals does not appear to be going away anytime soon. We have an intense interest in properties that create positive rental income. We intend to continue to fund multi-family loans at a very quick pace. California Hard Money Direct provides funding for multi-family throughout California. Our loan amounts go up to $20 million.

Whether you’re new to investing in real estate or a seasoned real estate investor seeking diversification, multi-family properties offer a solid real estate investment opportunity. Our successful track record as private money lenders is well-established. You can trust our expertise and our ability to make immediate lending decisions and to move your file forward as quickly as possible.

Lending Specifications
Almost anywhere in California
Typically 7 to 9 days
$50,000 to $20,000,000
3 to 24 months
8.5% to 10.5%
1 to 4 points based on many factors. Call for a quote.
Interest-only payments
1st & 2nd
  • Multi-Family
  • Industrial & Warehouse
  • Retail Centers
  • Condominiums
  • Single-Family Investment Properties
  • Office Buildings
  • Special Purpose & Mixed Use


Need quick financing for a multi-family property investment? Consider a California multi-family loan

Read what other borrowers have to say about working with our California multi-family loan lenders

Lending throughout California, a reliable multi-family loan lender

Laurence Stewart

There are times when a “hard money loan” makes sense. When it does, the last thing you want to do is chase your tail with an unscrupulous vendor that will charge too much and may not be able to close the loan. I needed to pull equity out of a condo for a couple of rehab projects I have going and I’m very happy with my results from California Hard Money Direct. I would absolutely use them again.

Thomas Zacharia

Thank you Judy for acquiring funding for our Purchase of a luxury condo. Judy was able to get me a $1.785 million loan, 65% LTV, with very little docs as it was an SFR investment property. This was a celebrity client with many demands. I would highly recommend Judy to anyone needing a loan fast and with the utmost professionalism.

Liz Carnes

After spending 8 months in an effort to get reasonably priced financing I lucked upon Judy at California Hard Money Direct. Judy connected me with the right people at the perfect time, all at what I would consider “bargain” hard money pricing for both the origination fees and the loan interest rate. Judy is responsive, straight and direct in her approach, easy to reach, and overall a pleasure to deal with. Judy, thanks for making it happen!

Frequently Asked Questions About California Multi-Family Loans

We provide many loan types, pretty much anything that makes sense. This includes but is not limited to: refinance, cash-out refinance, rate and term refinance, purchase, fix-and-flip, partnership buyouts, sibling buyouts, 1031 exchanges, and more.

California exclusively.

There are many property types that we will lend on. This includes industrial, office, retail centers, condos, multifamily properties, entitled land, mixed-use, vacation homes and rentals, bridge loans, and non-owner occupied single-family homes.

The answer to this question is almost always yes, but there are extending circumstances.

With multi-family loan lenders like California Hard Money Direct, we review the borrower’s credit; however, the main focus of our attention is on the property’s equity.

We normally fund the loan in 7 to 9 days after receiving the requested information.

The best way to submit your loan request is over a quick phone call. It typically only takes about a five-minute conversation for us to determine with over 90% accuracy if we can help you. If we decide that we are able to help, the remainder of your transaction can be submitted electronically.

Submit your loan request today and discover the multitude of benefits when working with a direct hard money lender.
Fast turnaround on multi-family loan submittals with California Hard Money Direct