We are a direct money lender and offer real estate collateralized loans. Most of the hard money loans CA we fund either do not meet conventional bank criteria or need to be funded faster than conventional sources can offer. Our loans range from $50,000 to $20,000,000. We offer funding for commercial and residential real estate hard money mortgages in California only.
We lend to anybody looking for a business purpose loan. A partial list of who we regularly get calls from would be: Real Estate Brokers, Investors needing funds for fix & flips, Mortgage Brokers, Borrowers with rental properties seeking cash out refi’s and Investor seeking Hard Money to purchase real estate for investment purposes. Our loans are collateral based. Not FICO based. However, we do have low interest rate hybrid programs for Borrowers to happen to have good credit scores.
All of California. We service the entire state of California including Los Angeles, Orange County, San Diego, San Francisco & all surrounding Bay area, Riverside, San Bernadino, Sacramento, Central California, Bakersfield & more.
Geographic Area: California
Property Type: Residential and Commercial
Loan Size: $50,000 to $20,000,000
Term: 3 months to 30 years
Interest Rate: Interest ranges depending upon LTV, property and other factors. Rates start at 7.99%
Loan Origination Fee: From 2 Points
Lien Position: Mostly first Liens, 2nd TDs will be considered depending on the specific scenario
Cross-Collateralization: You may use properties you currently own to secure additional cash.
Our staff is fast and extremely proficient at closing hard money loans California. If you have a transaction that must close faster than normal let us know and we will move it to our expedite department.
If you need help with a purchase or refi Click here to submit your hard money Los Angeles loan scenario online today. We respond to all inquiries within hours.
If you prefer, call 800-571-0887 to discuss your specific situation. The process is simple and we will be able to pre-approve you in about 10 minutes.
Broker License ID: 01384244