Hard Money Loans & Lenders in California

Your Direct Source for Fast,
California Hard Money Loans

California Hard Money Direct

California Hard Money Direct is a fast, reliable hard money lender in California. We provide California hard money loans with very competitive pricing and years of trusted service.

As a direct hard money lender, you may receive a pre-approval in minutes, not days. California Hard Money Direct has earned a strong representation for efficiency and closing affordable hard money loans in California as quickly as 5-10 days.

California Hard Money Loans Available to Borrowers

At California Hard Money Direct, we specialize in California hard money loans and only offer real estate financing for California investment properties and owner-occupied business purpose loans. Our knowledge of the California market is an asset to those seeking expertise in making stronger investment decisions. Fast approval on asset-based transactions are our specialty. 

We secure a wide-array of hard money loans across California. Popular loans include bridge loans, mixed use, fix and flips/rehab loans, land loans, construction loans, multi-family loans, residential owner occupied loans business purposed 2nd’s, distressed property loans, retail purchase loans, reverse mortgages, estate loans to buyout siblings, 1031 exchange loans, and commercial refinance loans. Secure funding fast and start by getting pre-approved. Don’t see your loan type? Please contact us at 800-571-0887 and we will confirm if we provide the loan you are looking for.

Commercial & Non-Owner Occupied Loans Offered

  • Proven Track Record
  • Direct Lender - No Middleman
  • SFR Rates 7.99% / 9.50% APR. Terms and Conditions May Vary
  • Pre-Approval In Minutes NOT Days
  • Ultra Fast Closing Time
  • Up To 70% LTV
  • Loans Are Asset based. NOT credit based
  • No Income Verification Required
  • All Credit Problems are Accepted for Reviews
  • Funding for LLC’s & Corporations
  • Foreign National Loans
  • Terms Up to 30 Years
  • Track your loan online 24/7 with “Loan Track”
  • Unlimited number of properties allowed
  • SFR Rates as Low as 7.99% / 9.50% APR. Terms and Conditions May Vary
  • LTV Up To 70%
  • Terms Up To 30 Years
  • 1st & 2nd Trust Deeds
  • Loan Amounts Up To $10,000,000
  • Some Loans With No Prepayment Penalty
  • Investment Properties & Non Owner Occupied
  • Fixed Rates From 7.99%/9.50% Terms & Conditions May Vary
  • LTV Up To 75%
  • Terms Up To 30 Years
  • 1st & 2nd Trust Deeds
  • Loan Amounts Up To $20,000,000
  • Some Loans With No Prepayment Penalty
  • All Types Of Commercial Including Mixed Use

If Your Loan Makes Sense. We Will Lend you the Money.

Give us a call today to discuss any of the following commercial or residential requests. In some instances we can also offer land and construction hard money loans in Non rural areas of California as well.

  • Residential owner occupied business purposed 2nd
  • Residential non owner occupied purchase or refi 1st or 2nd
  • Commercial, mixed use or retail purchase or refi

If you need assistance with a hard money loan in California, contact us for same day pre-approval.

Contact California Hard Money Direct

Call 800-571-0887 or fill out our web form for a call back. If you prefer, you can visit our Hard Money Loan office for an in person meeting today.

Read What Our Borrowers Have to Say About Our California Hard Money Lenders

Laurence Stewart
There are times when a “hard money loan” makes sense. When it does, the last thing you want to do is chase your tail with an unscrupulous vendor that will charge too much and may not be able to close the loan. I needed to pull equity out of a condo for a couple of rehab projects I have going and I’m very happy with my results from California Hard Money Direct. I would absolutely use them again.
Thomas Zacharia

Thank you Judy for acquiring funding for our Purchase of a luxury condo. Judy was able to get me a $1.785 million loan, 65% LTV, with very little docs as it was an SFR investment property. This was a celebrity client with many demands. I would highly recommend Judy to anyone needing a loan fast and with the utmost professionalism.

Robert Rustigian
I found Judy to be a pleasure to work with and a professional. Judy is accessible and she promptly returned my calls, texts, and email. She understands this niche business of hard money lending. I closed a loan with her at competitive terms and fees. I would do business with her again and recommend Judy to my friends. Thank you Judy.

Direct Hard Money Lenders

As a direct hard money lender in California, you may receive a pre-approval in as fast as minutes, not days, for real estate financing up to $20 million. California Hard Money Direct has earned a strong representation for efficiency and provides private hard money loans and bridge loan financing in days and without qualifying factors typically required by more conventional lenders. Benefits of receiving a direct hard money loan in California include:

  1. Affordable Refinance Hard Money Loans – We start by calculating Loan to Value from Real Estate. Instead of a credit score and traditional debt-to-income evaluation, our private money lenders will approve your loan using asset-based lending criteria. Asset-based lending evaluates your real estate property value and uses that as collateral in the agreement. 
  2. Great Approval Odds for Purchase Hard Money Loans – As long as you have adequate down payment, your likelihood of being approved is very high.  When there’s a competitive bidding on the same property, fast closing times will win you the right to purchase the property over other buyers. 
  3. Faster Approval / Closing Times – More flexible funding options and factors allow us to remove the middlemen and evaluate and close your loan faster.

Hard Money Loans for California Investments and Properties

California Hard Money Direct helps investors and owners secure private hard money loans throughout California

A partial list of California counties we often serve include Los Angeles, Sacramento, Oakland, San Francisco, Riverside, San Bernardino, Orange County, Alameda, Contra Costa, and San Diego. Select California Hard Money Direct, the most experienced California hard money lender for your next loan as we are the best hard money loan provider in the state.

California Hard Money Lender

California's Fast Hard Money Loans

California Hard Money Direct is a direct hard money lender serving California investors and property owners. We pride ourselves on being available to answer your questions and gladly provide CA hard money loans fast.