Fix and Flip Loans in Los Angeles
Fast Asset-Based Rehab Financing for Southern California Real Estate Flippers
Navigating the competitive Los Angeles house flipping market requires speed, liquid capital, and a financing partner who can move as fast as you do. Outbidding traditional buyers on a distressed property in Echo Park or a fixer-upper in the San Fernando Valley is impossible when waiting weeks for a conventional bank approval.
At California Hard Money Direct, we provide specialized fix and flip loans designed specifically for real estate investors in Los Angeles. As a direct hard money lender, we look past rigid bank criteria, focusing instead on the equity of the property and your project strategy. We give you the leverage to secure properties quickly, fund the necessary renovations, and maximize your return on investment.
Hard Money Loan Request
If you prefer to email us, fill out the form below and an associate will contact you to review the loan scenario and provide a quote.
The Advantage of Direct LA Rehab Funding
Working directly with the source of capital is critical when a hot deal hits the market. Choosing our local hard money programs ensures your project stays on schedule.
- Direct Private Capital: Deal directly with the final underwriters and decision-makers for smooth, transparent transactions.
- Rapid Close Times: Transition from a submitted application to fully funded escrow in 7 to 9 business days.
- Property First Underwriting: Your W2 income and personal credit score take a backseat to the property equity and potential value.
- Flexible Borrowing Entities: We seamlessly fund real estate deals under LLCs, Corporations, Trusts, and Partnerships.
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LENDING CRITERIA |
FIX AND FLIP PROGRAM DETAILS |
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LENDING AREAS |
Los Angeles County and throughout California |
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CLOSING SPEED |
7 to 14 Days |
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LOAN AMOUNT |
$100,000 up to $8,000,000
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LOAN TERMS |
12 to 18 Months |
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INTEREST RATES |
Competitive Hard Money Rates (10.5% and up) |
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REPAYMENT STRUCTURE |
Interest-Only Payments
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CREDIT REQUIREMENT |
Asset-Based (680 Minimum FICO Score) |
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Tailored Fix and Flip Options for LA Market Trends
Los Angeles features diverse property types and unique neighborhood regulations. We offer customized hard money options to match your exact investment strategy:
Single Family Residence (SFR) Flips
Perfect for standard value-add projects, from mid-century modern updates in the hills to cosmetic refreshes in residential neighborhoods. Our fix and flip loans provide the quick cash needed to outcompete standard retail buyers.
Multi-Family Renovations
Value-add multi-family investing is highly lucrative in Los Angeles. We fund the purchase and rehab of duplexes, triplexes, and small apartment buildings, allowing you to stabilize the asset and raise the Net Operating Income (NOI).
Accessory Dwelling Unit (ADU) Additions
Adding an ADU is one of the fastest ways to increase a property’s value in Southern California. Our flexible rehab draws can help finance garage conversions or ground-up backyard unit builds alongside your primary house flip.
Why Choose Us Over a Traditional Bank?
Traditional banks are built for long-term homeowners, not agile investors. They require extensive documentation, strict debt-to-income checks, and properties that are already in move-in condition.
We operate differently. We understand that a house with a damaged roof, outdated plumbing, or unpermitted structures is exactly the type of value-add opportunity you are looking for. Because we are an asset-based lender, we prioritize the property’s current value and your exit plan, making us the premier source for fix and flip loans in Los Angeles.
Get Your Los Angeles Flip Funded Today
Don’t let financing delays stand between you and your next successful real estate investment. Contact California Hard Money Direct to discuss your property scenario with an LA hard money specialist.
At California Hard Money Direct, we can help you invest in rehab properties almost anywhere in California, with fast pre-approvals and impressively low rates.
Why More Los Angeles Borrowers Choose California Hard Money Direct
There’s a reason why we’re a top fix and flip hard money lender in California and numerous clients repeatedly turn to us for their hard money needs. Our Google reviews speak for themselves.
Work with a fix and flip lender that has the knowledge, resources, and experience to get your deals closed quickly. Cut out the middleman and partner with a direct hard money lender.
Same day Pre-approvals. Most fix and flip loans can be funded in approximately 9 days
Our interest rates and fees for hard money loans are among the lowest in the industry. Call now and compare for yourself.
Hopefully, we’ve answered your question, “What are fix and flip loans?” However, if you need more information, call 1 (800) 571-0887 to speak with a loan officer today.
Recently Funded Fix and Flip Loans in California
Read what other borrowers have to say about working with our California fix and flip lenders
Ron Scott
Judy, was fantastic in getting my loan closed! I had a difficult situation with a number of extenuating circumstances, but she never gave up and persevered. And on top of everything else, we had to deal with COVID-19! If you have an easy situation she’ll get your loan closed in no time at all. But if you have a difficult situation, she’s the one to turn to!
Stephen Renton
Judy rocks. Professional, informative and delivers. 5* recommended.
Cozette Csoke
Judy was amazing from day 1. I initially reached out to California Hard Money, looking for a loan to purchase an investment flip. Compared to other lenders out there, Judy was confident and knowledgable about the California market. We ended up connecting back at a later time for a bridge loan; and her service was impeccable. The loan process was seamless, and funded almost immediately. Will definitely be contacting Judy again; and using California Hard Money Direct to fund our investment needs in future!